DSCR Loan Requirements 2026: Complete Guide

Everything you need to know about qualifying for a DSCR loan in 2026. Learn credit score requirements, down payment options, and how to calculate your DSCR ratio.

Tanner Cook (NMLS #2090424)

Published January 24, 2026

8 min read

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DSCR Basics

DSCR Loan Calculator: How to Calculate Your Ratio

Learn how to calculate your Debt Service Coverage Ratio step-by-step. Includes examples for different property types and rental scenarios.

Zac Cook

January 25, 2026

6 min

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DSCR Loan Calculator: How to Calculate Your Ratio